What are diversified options?
A spectrum of options that range from lower risk (and lower expected return) through to higher risk (and higher expected return) investments. Each option includes a mix of different investment types, including shares, property, bonds, cash and alternative assets, such as infrastructure and commodities.
How are these options managed?
Each diversified option is managed to get the best possible level of return for a given level of risk. For example, higher risk options are managed to deliver higher long-term returns, yet from time to time, there may be years that bring negative returns. Importantly, the investment strategy for each option is managed in line with its diversification mix, so as an investor you always know that your investment strategy will be in line with your risk appetite.
Who is suited to this investment option?
Investors who know their risk/return profile. This generally comes down to your goals for retirement, your attitude to risk and the timeframe you are investing for.
| iQ Super | iQ Retirement |
|---|---|
| Defensive | Defensive |
| Diversified 50 | Diversified 50 |
| Balanced Growth | Balanced Growth |
| Growth | Growth |
| High Growth | High Growth |
